ru · Банковский кодекс · Published:

Каков порядок ликвидации банка по решению Национального банка?

I now have most of what I need. However, I'm missing the important part about what happens specifically when the National Bank itself decides to liquidate. In the current Banking Code (2023 revision), Article 102 covers liquidation generally. The question asks about "ликвидация банка по решению Национального банка".

Wait — actually, in Belarus law, the National Bank doesn't directly liquidate the bank by its own decision in most cases. The classic scheme under the Banking Code (old edition, articles 95-98; new edition 2023 — articles 102-104):

  1. National Bank revokes banking license (ст. 97, 99)
  2. Bank must be liquidated: either by decision of shareholders' meeting (35 days) or by court (economic court) at the suit of the National Bank
  3. There's also the Law on Economic Insolvency (Bankruptcy) — банкротство банков.

But wait — there's also a specific provision: under the old Banking Code (article 98 of old edition? No...). Let me recall. In the old (2000) edition, ст. 96-98 covered: реорганизация, ликвидация. Hmm, and ст. 98 old edition? Actually in the old code:

  • Ст. 94. Отзыв лицензии...
  • Ст. 95. Последствия отзыва
  • Ст. 96. ...
  • Ст. 97. Ликвидация банка ...

Actually the specific mechanism "ликвидация по решению Национального банка" — hmm. Under the new Banking Code 2023 (in force since 01.01.2023, ред. 2024-2025), the question of liquidation by decision of National Bank. Let me check article 102 part 2: "Банк может быть ликвидирован по решению общего собрания акционеров этого банка, суда, рассматривающего экономические дела, в случаях, предусмотренных законодательными актами." — so by the new code, liquidation is by decision of shareholders or court. But the question says "по решению Национального банка".

Hmm, wait. Actually, in the new Banking Code, there might be a provision that upon revocation of license, if the bank doesn't liquidate voluntarily, the National Bank applies to court. But also there's the possibility that Национальный банк ликвидирует банк своим решением — hmm, in the EAEU context? Let me think about Belarus law specifically.

Actually — I recall that in the 2023 Banking Code there's Article 103 "Особенности ликвидации банка при отзыве лицензии" or similar. Let me check the numbering: Статья 102 «Ликвидация банка», Статья 104 «Очередность удовлетворения требований вкладчиков и иных кредиторов при ликвидации банка». So Статья 103 is probably «Ликвидация банка в связи с его банкротством» or «Признание банка банкротом...». Let me search for that.

Also I should check the Law "О экономической несостоятельности (банкротстве)" for banks — banks are regulated by the Banking Code regarding bankruptcy (Раздел on несостоятельность?). Actually in Banking Code there was глава про экономическую несостоятельность (банкротство) банков. In old code that was ст. 121-127 or so. In new code — probably ст. 135+ or in Раздел IV.

But the user's question is specifically: "Каков порядок ликвидации банка по решению Национального банка?" — i.e., liquidation by decision of the National Bank. Hmm, does the current legislation provide for National Bank liquidating a bank by its own decision? Historically in Belarus (per Banking Code 2000, ст. 97): hmm no. But wait — per Article 102 part... hmm.

Actually! I remember: under the Banking Code of Belarus (both old and new), when the National Bank revokes the license, the bank "подлежит ликвидации" — and the liquidation is carried out either voluntarily by shareholders or through court (иск Нацбанка). BUT there's also a special case: Национальный банк as the body may itself appoint the liquidation commission? Let me check — in the old code ст. 97 ч.3: "Если общее собрание акционеров банка... не примет решение о ликвидации, Национальный банк обращается в суд..." Something like that.

However — hold on. The phrase "ликвидация банка по решению Национального банка" might be not exactly right in the current law. But maybe in the new Banking Code there IS such a provision. Let me look at the full text of Article 102 — the snippet was truncated: "Ликвидационная комиссия (ликвидатор) в течение двух месяцев с даты размещени..." I need the rest of Article 102 and Article 103.

Let me also recall the old edition (before 2023): Статья 97. Ликвидация банка... hmm. In the old code:

  • Ст. 96. Реорганизация банка
  • Ст. 97. Ликвидация банка: "Банк может быть ликвидирован по решению общего собрания акционеров этого банка, суда, рассматривающего экономические дела, в случаях, предусмотренных законодательными актами..." — similar.
  • Ст. 98. Особенности ликвидации банка при отзыве у него лицензии... hmm no.

Actually old code had: Ст. 98. Признание банка экономически несостоятельным (банкротом)...? No, that was ст. 122...

Let me just fetch the actual current text of articles 102-104 from etalonline or pravo.by. The URL pattern from search results: https://etalonline.by/?type=text&regnum=HK0000441#... but that's the old 2000 code text? The hierarchy says "Кодекс Республики Беларусь от 25 октября 2000 г. №441-З «Банковский кодекс Республики Беларусь»" with article numbers 94-104 — the new 2023 edition kept the same regnum HK0000441 (the Banking Code was replaced by Law... wait, actually the new Banking Code is Закон от 12.07.2023? No.

Hmm. The Banking Code of the Republic of Belarus: original 25.10.2000 №441-З. A new edition was adopted 11.07.2022? Hmm, no. Let me think: The new Banking Code was signed in January 2023? Actually: "Банковский кодекс Республики Беларусь от 25 октября 2000 г. № 441-З" was replaced by the new edition — Закон Республики Беларусь от 12.07.2022? I don't remember exactly. Hmm, actually I believe the new Banking Code was adopted on 11 January 2023? No wait.

The new Banking Code of Belarus №243-З was adopted on 12.07.2022? Hmm. I recall it entered into force on 01.01.2023. Let me not worry — the search results show the current code contains статьи 94-104 with these titles, including "Статья 1341" (weird numbering with superscript 1, which suggests inserted articles — 134-1). The regnum HK0000441 shown might be the DB's reference to the old code, but the content shown (Article 99 on license revocation consequences, Article 102 liquidation, Article 104 priority) matches the NEW 2023 edition numbering. Actually no — in the old 2000 edition: Ст. 94 "Основания для отзыва..." hmm.

Old 2000 edition structure:

  • Ст. 90. Создание банка...
  • Ст. 91. ...
  • Ст. 93. ...
  • Ст. 94. Лицензия на осуществление банковской деятельности
  • Ст. 95. ...
  • Ст. 96. ...
  • Ст. 97. ...
  • Ст. 98. ...

Hmm, honestly the old code had: ст. 95 "Отзыв лицензии...", ст. 96..., ст. 97 "Ликвидация банка", ст. 98

The information provided on this page is generated by artificial intelligence and is for informational purposes only. It does not constitute legal advice and should not be relied upon as a substitute for consultation with a qualified legal professional. Always consult a licensed attorney for legal matters.

Have a legal question? Get an AI-powered answer.

Ask Your Question